Underwriter - Government (Remote)

Job Overview
Job Order:JO00019918
Date Posted:Jan 14
Category:1 - Accounting & Finance
Metro Area:

Senior Underwriter– Government *REMOTE*

Our client, a financial services company, is seeking a Senior Underwriter - Government to add to their dynamic and growing team. This is a 100% REMOTE work from home position.

Position Summary:

Underwrites all levels of complexity of mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Responsible for collateral evaluation for all property types including multi-family and renovation loans. Well-versed in standard concepts, practices, and procedures of residential underwriting and is able to ensure that loan meets FHA and VA insurability. This level of underwriter is expected to accurately analyze risk factors along with the presence of compensating factors that mitigate risk to the bank and structure transactions accordingly.

Essential Duties & Responsibilities:

  • Properly applies the organization, investor and compliance/regulatory guidelines while underwriting our most complex loan transactions. Places the proper conditions on a loan. Formulates clear, concise and actionable conditions.
  • Ability to manually underwrite loans and apply sound judgment and decisions.
  • Review and clear conditions based on organization and investor guidelines within a designated timeframe.
  • Provide professional and knowledgeable assistance and communication to customers and internal groups. Follow-up with customers in a timely and in an actionable format.
  • Mentors underwriter levels 1 and 2 and assists them with complex loan files, as needed.
  • Other duties may be assigned at the discretion of management.


  • Five plus years of government underwriting experience.
  • FHA DE (Direct Endorsement) certification required, VA SAR (Preferred)
  • Intermediate-Advanced underwriting, advanced tax return analysis, advanced collateral assessment (appraisal analysis)
  • Ability to manually underwrite loans and is not reliant on automated underwriting to make a sound credit decision.
  • Ability to analyze complex income, assets, credit and collateral
  • Experience with Desktop Underwriting and Loan Prospector (Total Scorecard)
  • Able to work independently
  • Strong problem-solving, analytical and resolution skills

If you are a high performer and would like to work for an equally high performing company and you think the above opportunity is appropriate for you, we invite you to apply to this job and email your resume in Word format to

We treat all resumes with strict confidentiality. We will always contact you first before submitting your resume to our client(s) for review. If you do not receive correspondence, you are not a fit for this position.

At Venteon our talent acquisition team is proud to provide our clients with the most qualified Accounting & Finance, Engineering, IT and Administrative talent in the industry today.